Privacy Policy

Last updated: May 14, 2026

Coding Value ("we", "our", or "us") built the EMI Calculator - Loan Planner app (the "App"). This Privacy Policy explains how we collect, use, and protect your information when you use our App.

1. Information We Collect

a) Information You Provide

The App does not require you to create an account or provide any personal information. All loan calculations and saved loan profiles are stored locally on your device and are never transmitted to our servers.

b) Automatically Collected Information

We use third-party services that may collect certain information automatically:

• Firebase Analytics: Collects anonymous usage data such as app opens, screen views, and feature usage to help us improve the App. This data is aggregated and cannot identify you personally.
• Firebase Crashlytics: Collects crash reports and diagnostic data to help us fix bugs and improve stability. This may include device type, operating system version, and crash stack traces.
• Google AdMob: Displays advertisements in the App. AdMob may collect device identifiers, IP address, and usage data to serve relevant ads. Please refer to Google's Privacy Policy for more details.

2. How We Use Your Information

The automatically collected information is used to:

• Understand how users interact with the App
• Identify and fix crashes and bugs
• Display advertisements to support free access to the App
• Improve App features and user experience

3. In-App Purchases

The App offers optional one-time donations ("Buy Me a Coffee") that remove all advertisements. These purchases are processed entirely through the Google Play Store or Apple App Store. We do not collect or store any payment information.

4. Data Storage

All your loan data, settings, and preferences are stored locally on your device using encrypted local storage. We do not have access to this data. If you uninstall the App, all locally stored data will be deleted.

5. Third-Party Services

The App uses the following third-party services, each with their own privacy policies:

• Firebase (Analytics & Crashlytics)
• Google AdMob
• RevenueCat (in-app purchase management)

6. Children's Privacy

The App is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will delete it.

7. Data Sharing

We do not sell, trade, or share your personal information with third parties, except as described in this Privacy Policy (third-party analytics and advertising services).

8. Your Choices

• Ads: You can remove all advertisements by making a one-time donation through the App's Settings screen.
• Analytics: You can limit ad tracking through your device's privacy settings (Settings > Privacy on iOS, Settings > Google > Ads on Android).
• Data Deletion: Uninstalling the App removes all locally stored data.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: akhil.coding.dev@gmail.com